How to save money: I saved $100k in a little over 3 years!

This video has got to be worth a look!!

Warren Buffett - How to Stay Out of Debt Forever

Great video from a financial guru

What Will Make Your Money Stick

By Chris Atley

I love travelling, but I also super love coming home! Especially to a place I have created that I love and where I feel great! I have been enjoying getting back into my regular self-care routine, working out and drinking green smoothies! No matter how hard I try to eat well, workout and meditate while I travel, I still come home feeling a little off. Managing expectations and realizing I will; A) drink more wine then usual, B) see more people than usual which is fun but does take extra energy, and C) not workout quite as much. Which is ALL okay. Let's cut ourselves an extra break this week in ALL areas of life. 

If you are having trouble getting your money to "stick", meaning it's not such an issue bringing it in, but more making it stay, then you will like this week's article! Read on to learn how to make it stick.

So what's preventing your money from sticking? Well, deep down you still have a block to creating the ultimate success level you desire for yourself. You don't believe you are worthy enough at a deep core level. Want to know a little secret? Most people don't feel good enough. It's the ego. That part of our mind telling us we're not good enough, smart enough, successful enough, etc. That when we hit X level we'll finally have made it and can feel good enough, only to find out we still don't feel good enough when we hit that amount. If we're in that place of never enough, we will never BE enough, thus never creating enough. Many people create "just enough" regardless of the level they reach. We need to become aware of that thinking at the core and start shifting it to a new and empowered thought system.  

What's in your bank account directly reflects how you feel about yourself. Now, the amount you decide on is subjective. You get to decide what you want. Please don't pay any attention to people in this industry saying you have to be at X amount to be successful, or have X amount in the bank. It's up to you how much money you would like to earn and have in your bank account. It all comes down to what feels good and exciting for you. Be mindful of comparisons to others. This is about YOUR best life and no one else's. If you aren't where you want to BE though, there is something else going on at a core level.

I also don't think most people are wired to ask for more than they need. There is some type of guilt going on deep down. Like they will be a bad person if they ask for more. So they are in a perpetual slump of always having "just enough". Just enough to cover their current expenses and nothing more for things like travelling, saving and reaching their BIG lifestyle dreams. Oddly, as their business grows, so do their expenses, and even though they have more money, they still stay in "just enough" mode.

Here are some things to consider in order to break this pattern.

1. Know your numbers! You can't get to where you want to go, if you don't take a good look at where you are. Most business owners shy away from this and it's a huge detriment to their growth. What you track grows (because it's in the forefront of your awareness and focus). If you can look at it without judgment, you can use it just as a gauge as to how things are going. If you take it personally, which most people do meaning it triggers poor feelings about themselves, then you definitely won't want to look at it. Because it doesn't feel good. How can you become empowered with where you are? In Rhonda Byrne's book the Power, she talks about having gratitude for paying your bills and what they have enabled you to do. Saying thank-you to your utility bills and even credit cards! What have opportunities have they allowed you?

2. Know you aren't a bad person. Maybe you've made some poor choices, but look instead at what you have learned and how you can do things differently moving forward. You are in control. This becomes empowering.

3. Pay yourself first! So many people don't do this! They make sure everything and everyone else is covered first! This relates directly back to self-worth. Respect yourself enough to pay yourself first. If you don't take of you, who will? I recommend starting off with 10% of every dollar coming in off the top (gross).

4. Put this money aside in some type of savings that actually earns you money on your investment, and only touch it for appreciating assets. In other words, don't spend it on depreciating assets like things like cars and household emergencies. Another savings account can be set up for those types of expenses if you like. A client of mine calls this type of savings her Freedom Fund, and I just love that! It is helping her create freedom and has made saving a very empowered process as a result. I learned recently about a great investment platform, and I am going to introduce it very soon via webinar training so that you too can see if this is the right strategy for you. Stay tuned!

5. Have fun and watch it grow!

Article Source: http://EzineArticles.com/expert/Chris_Atley/249884

Jim Rohn: How to Solve Your Money Problems (Law of Attraction)

....it's just a matter of inspiration!  Great advice.

Do It Yourself! Tips To Streamline Your Budget In 2017

By Maryam Nasrullah

A new outlook for the New Year and a hands-on approach to financial freedom.

You did a lot of stuff last year and spent a lot of money on a lot of things that you probably shouldn't have. Now that you are suffering that New Year's financial hangover and wondering how you could get yourself out of the clutches of despair and into a new headspace, I've got a few tips that could save you a lot of dollars in the long run. Ever noticed how the little jobs that the electrician, carpenter, mechanic and your average handyman cost you at the end of the day? And how you always have that person's number on speed dial? Well, it's time to ditch his number and start learning how to do it yourself. Here are some ways how:

Get yourself a toolbox.

This is an absolute essential. Not having tools is half the problem that you have. Remember that sigh when you realize your plumber has the correct wrench for that stubborn pipe, or when your carpenter has the correct screwdriver that you were looking for before giving up and dialing his number. These tools don't have to be power tools. A simple toolbox for beginners will suffice. After all, it has all the essentials that have been standing in your way. Now that you have tools the first thing that will happen is an increased enthusiasm to try out your tools on a few things, and you will discover that most of the things that you thought were a total write off and beyond your ability are actually quite easy if you have the right tools.

Watch a few videos.

Self-help videos are all over the internet, and they can be quite a resourceful way to learn how to learn how to a few simple jobs around the house. Visual learning can always be easier to implement and to copy 

Better still watch a professional do it.

This time doesn't offer to get them a drink and disappear to watch TV while they solve your problems for you stay, watch and learn. Look at how they approach the problem and how they go about solving it and ask questions. After they are gone, try it out, and next time you won't have to call them again.

Read around.

Borrow that book from that friend and learn how to set up cupboards, how to change an electric bulb and how to change a door handle. There are tons of books that have step by step instructions that can help you become a pro at some of the things you lacked proficiency in.

Try, try again.

Most of all, no one ever succeeds at something they didn't even try to do. Getting out of your comfort zone is extremely hard, but the benefits will be worthwhile. Failing at a task is hard, but there is nothing like that first rush of those warm fuzzy feelings just after you have accomplished a task. It will make you want to attempt to pass another hurdle and eventually you will be invincible.

Give your pocket a break and enjoy doing it yourself.

Article Source: http://EzineArticles.com/expert/Maryam_Nasrullah/2270838

Make Smart Decisions About What You Buy

By Chris Vine 

I've made plenty of mistakes in my life regarding debt. I only wish I could go back in time and redo some of my spending decisions I made when I was younger. Obviously that is impossible, but maybe this post will help younger individuals who are about to go out and do something they might regret later in life.

I remember when I was 26, living in a nice area of San Francisco with three roommates. It was a good fun time in my life and I have several great memories from this period. I was very good with my money overall, but every once in a while something would come over me and I would do something that I would later regret.

When I was younger, I saw this new television at Circuit City (remember them?); I still remember the exact TV model. It was the Hitachi 61SWX10B and the price was $3,500. It was a rear projection television and was quite large; a 61″ unit that had a built in stand.

Of course, I was not going to go out and drop that much money on a television at that point in my life, but when I heard I could go out and get a new credit card with 6 months no interest financing I thought okay I can make this happen. My plan was to just put $500 down and then pay off $500 a month and I would get that TV without paying any interest.

I executed my plan flawlessly and I was the big man in the house; all my roommates loving that TV for all it was worth. Guest would come over and tell me it was the best TV they had ever seen and I ate it up. We watched movies, played video games, sporting events, we all enjoyed it.

About a year later, all of our lives changed and we went separate ways. Then it hit me, I was now stuck moving this massive television and the burden of moving it to my new place was quite a hassle. All my former roommates got to enjoy my big awesome television for free and they simply moved on. I was stuck with a $3,500 bill and now moving into a place that I could barely accommodate a television that size.

As it turned out, over the next couple of year's plasma televisions started coming out and my once super mac-daddy televisions seemed ancient. Within 4 years of my purchase rear projection TVs were no longer desired at all. I couldn't even sell it due to its large size, so when I moved I simply posted a free ad on Craigslist. Obviously, I gave it to the first interested party instead of trying deal with something that big and heavy with little to no value.

It would have been totally reasonable for me to just buy a $500 television, which also would have been a nice television, or to look into Craigslist and buy something there for an even better deal. But unfortunately, like most people can probably relate to, I had to get the biggest and best product on the market. Looking back I realize it was a very poor decision on my part.

It was clearly not the end of the world, but being 41 now, if I would have not have bought that $500 television and invested the other $3,000, today the money I spent would be worth more than $20,000 and in another 20 years, it would be close to $200,000.

These are the typical decisions that everyone makes, especially the younger society, not necessarily bad decisions, but definitely irresponsible ones. We all make them, as we don't actually think about the long term effects of what we buy.

The key is to cut back, save and invest. It might look like you're not building much over a few months or even a year, but continued savings over a decade or 2 can have dramatic jaw dropping effects. Do you want to give your 20 something self the latest electronics or do you want to give your 40 something self a better, easier life?

Learn how to make smart decisions about what you spend your money on and how to budget. Learn how to pull ahead in life at http://WealthVine.com

Article Source: http://EzineArticles.com/expert/Chris_Vine/2193191